About Workers' Compensation

All New Hampshire charter schools, as public employers, are required by statute, RSA 281-A to participate in the Worker Compensation program under the Department of Labor. This law covers minimum wage and compensation, insurance ,and guidelines related to employee accident or injury. There are posting requirements.

Q1. What is the definition of employee?


A1. According to the Department of Labor, an employee is defined as follows:

(
a) "Employee', with respect to public employment, means: (1) Any person in the service of an employer, as defined in RSA 281-A:2, IX, including members of the general court, under any express or implied voluntary contract of hire and every elected or appointed official or officer of the state or any political subdivision or agency thereof while performing official duties.

Q2. How is employer defined?   

A2.  "Employer', with respect to public employment, means the state, any agency of the state, any county, city, town, school district, sewer district, drainage district, water district, public or quasi-public corporation, or any other political subdivision of any of these that has one or more employees subject to this chapter. Except where the context specifically indicates otherwise, the term employer as used in this paragraph shall be deemed to include the employer's insurance carrier or any association or group providing self-insurance to a number of employers.

Q3.  Does the public charter school have a posting requirement?


A3.  Yes.

281-A:4 Posting of Notice by Employer. – Every employer subject to this chapter, or who elects to accept its provisions, shall keep posted in a conspicuous place upon the premises a notice that the employer is working under the provisions of RSA 281-A. If any employer fails to post such notice or to keep it posted, such employer shall be guilty of a violation for each day of such failure. This section shall not apply to employers who are subject to this chapter only because they employ domestics. Source. 1988, 194:2, eff. July 1, 1989

Q4.  What are my responsibilities as a charter school employer?


A4.  The NH Department of Labor has a publication on this topic--an Employer Guide to Workers' Compensation.

 

According to the Department of Labor: Every New Hampshire employer who has any employees, full or part-time, is required to cover these employees with workers' compensation insurance written by a carrier. It does not matter if they are related, such as daughter, son, husband, etc. It also does not matter if the business is a "Non-Profit" organization.
Sole-proprietors, partners and self-employed persons are not required to carry workers' compensation on themselves but may elect to be covered, per
RSA 281-A:3.


Q5.  How do I go about obtaining workers' compensation insurance for the charter school employees?

A5.  This is an insurance program and you obtain it through any insurance agent offering workers compensation insurance.
 
 
Q6.   Does the charter school have to have workers' compensation on part-time employees?


A6.  Yes.
 
Q7.  Our charter school will likely work with one or more consultants doing business as independent professionals. What is the official definition of an independent contractor?


A7.  According to NH Department of Labor, and independent contractor meets the criteria defined in
RSA 281-A:2 VI. 
An independent contractor is not required to work exclusively for one employer.
 
Q8.  Does any form of employer liability or health insurance take the place of Workers' Compensation?


A8.  No. All other insurance programs are voluntary but Workers Compensation is required by law
.